BCBSNC Early Renewal Program for Groups

Blue Cross Blue Shield, Group Renewal, Grandfathered Policies, Non-Grandfathered Policies

We have two important updates about the early renewal program:

Great news! New groups effective July 1, 2013 – November 1, 2013 can participate in this program. See this for more details.

The materials provided on May 15, 2013 contained incorrect information about the process for groups with renewal dates of October and November. See this for details.


We will update the questions and answers document as needed.


To help our small group customers (1-50 employees)* with the transition into health care reform, BCBSNC is pleased to announce the Early Renewal Program, which allows groups to renew coverage effective Dec. 1, 2013.

Early renewal may lead to significant savings while giving companies another year to assess how they’ll be affected by new regulations.


Key Deadlines: Mark Your Calendars Now
Because we are anticipating high demand, this program has very strict submission timelines.

May 20, 2013 – BCBSNC mails Early Renewal Program letter to all small group customers.

July 15, 2013 – Early Renewal Change Form and Early Renewal Group Eligibility Affidavit due to the small group sales consultant. Groups not submitting forms by this date will not be allowed to receive an early renewal quote. NO EXCEPTIONS.

Oct. 31, 2013 – Apply Form due to BCBSNC via rating.enrollment@bcbsnc.com, signifying acceptance of the early renewal (Dec. 1, 2013) quote. Groups not submitting the Apply Form by this date will not be allowed to renew early. NO EXCEPTIONS.


Grandfathered Groups

After careful consideration, BCBSNC has made a business decision to expire all grandfathered plans for small group (1-50) customers renewing on Jan. 1, 2014 or later. Please see this article for more information.

* Please note that one-employee sole proprietorships do not qualify as small groups in 2014.

Please review this link to review all PDF files related to this article: