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Thursday, July 29, 2010 |
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A Preferred Provider Organization (PPO) is a plan that allows you to pay convenient copayments or coinsurance for things like doctor and specialists visits, urgent care and the emergency room. These plans also have low copayments for prescriptions too. A PPO is the most comprehensive option available with three main plans to choose from: Option #1:
Doctor visits- $15/$30
Prescriptions- $10/$35/$50
Urgent Care- $30
Emergency Room- $150
Co-insurance- 0% or 20%
Deductible- $250-$2500
Lifetime Maximum- unlimited
Out of pocket Maximum- $250-$4500
Option #2:
Doctor visits- $25/$50
Prescriptions- $10/$35/$50 after $200 deductible
Urgent Care- $50
Emergency Room- $150
Co-insurance- 30%
Deductible- $500-$5000
Lifetime Maximum- $5 million
Out of pocket Maximum- $3500-$8000
Option #3:
Doctor visits- $30/$60
Prescriptions- $10/$35/$50 after $500 deductible
Urgent Care- $60
Emergency Room- $150
Co-insurance- 50%
Deductible- $1000-$5000
Lifetime Maximum- $5 million
Out of pocket Maximum- $4000-$8000
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| CAPbenefits - 13127 Rosedale Hill Avenue - Huntersville, NC 28078
Office - (704) 947-8814 | 877-298-0150 - eFax Halstead Design |