Individual Coverage
CAPbenefits will guide you through the selecting and purchasing of any insurance
policy. We will offer unbiased advice that will best suit your interests
and address any concerns.
Health Insurance
Selecting health insurance for you or your family can be difficult. With so many
choices and so many plans which one is right for you? Would a copy
plan be better than a catastrophic plan? Will the plan cover pre-existing
conditions? How about purchasing a Health Savings Account to save
money on your taxes? Are the premiums for health insurance tax deductible?
All these questions and more can be answered simply by the professionals
at CAPbenefits.
Request a
quote - Schedule a consultation
Dental Insurance
Choosing individual dental insurance might just be the best decision you can make
for your overall health. You can choose to have coverage just for
you, your child or your entire family. Plus, you have the freedom
to choose your dental provider. CAPbenefits can provide simple, affordable
and solid dental coverage.
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a quote - Schedule a consultation
Life Insurance
How much coverage do you need? How much coverage is too much? Do you have any pre-existing health conditions? These are only a few of the factors to consider when buying life insurance:
- Income
- Family status
- Level of personal responsibility for other family members
- Future plans for yourself and family.
- Lifestyle
Unfortunately, if something happened to you, the loved ones that you leave behind
will be deeply affected. They would grieve your loss; don't make their
futures suffer. Life insurance benefits could provide:
- Income for your family.
- Pay for housing and primary living expenses.
- Funding for dependent care.
- Financial source for elder care.
- Assistance with college expenses.
- Opportunity for a spouse/child to pursue a dream; start a new
business or travel abroad.
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a consultation
Short Term and Long Term Disability
Are you protecting your assets? Your lifestyles and your retirement dreams depend on your ability to work and earn an income without interruption. An individual disability income policy can help protect your interests. The U.S. Government reported in 1998 that 48% of all home foreclosures are the result of disability, while only 3% of all foreclosures result from death. Most people have little in savings and would not be able to cover 6 months of expenses (Business Almanac 1997).
You may be surprised to learn the greatest safety risks during the course of one year:
- 1 in 222 housing units catch fire
- 1 in 160 people receive injuries in motor vehicle accidents
- 1 in 117 people die
- 1 in 10 people, age 25-64 suffer a disability
Source: 1994 Statistical Abstract of the Untied States
Did you know that the average cost of disability insurance is less
than 10% of your monthly income? For a more comprehensive analysis
of the benefits of disability insurance and the risks of not being
covered, please click her for more information.
Request a quote - Schedule
a consultation
Protect your assets and your personal interests. Don't put your family at risk. Please call Drew Partridge at CAPbenefits to schedule a free consultation and customize an insurance solution that protects your assets and serves your needs.
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